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How to Reduce Credit Card Debt without Ruining Your Credit

Lowering your credit card debt isn’t always synonymous with a negative credit score. There are ways to reduce credit card debt that don’t always adversely affect you, your credit score, or your financial future. Here are a few suggestions. Pay off your credit debt. Paying off your debt in full is obviously the easiest way to reduce your credit card debt without hurting your credit rating. Depending on your financial situation, this may be the most realistic way to get rid of debt while maintaining a good credit score. Some quick tips to paying down your debt—especially if you’re starting...

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What Are Some Alternatives To Filing For Bankruptcy?

How to avoid bankruptcy

Four Solid Solutions to Avoid Filing for Bankruptcy If you’re drowning in credit card debt, it can feel like there’s no alternative other than to file for bankruptcy. And while the prospect of bankruptcy scares most people, it often feels better than the endless struggle with credit card debt. But is the baggage that comes with filing for bankruptcy—relinquishing your assets and taking a massive hit on your credit score—really worth it? Before you make any decisions about what to do regarding your credit debt, make sure that you’ve carefully explored all of your options. Below are some tried and...

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L’Assurance auto et moto en Floride : quelle couverture en cas d’accident ?

Ce que couvre l’assurance obligatoire (minimum légal) et quelles polices complémentaires il est conseillé de contracter en Floride pour être complètement indemnisé en cas d’accident de la circulation. -Par Marc A. Wites Avocat au Barreau de Floride et Aline Martin-O’Brien Avocat au Barreau de Paris, Foreing Legal consultant inscrite au Barreau de Floride du Cabinet Wites & Kapetan – (avertissement : cet article est publié dans le but de faciliter la  compréhension générale du droit en Floride : pour des renseignements plus spécifiques et/ou complets il est nécessaire d’avoir recours à une consultation individuelle) La Floride est un état très particulier pour...

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