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Hurricane Irma Quick Tip: Beware of Contractors Knocking at Your Door

Hurricane Irma Quick Tip From Insurance Lawyers - Beware of Contractors Knocking On Doors

In the aftermath of Hurricane Irma, you may get a knock at your door and find someone claiming to be a contractor offering to fix your home.  Our advice; end the conversion, and shut the door.  Most importantly, do not sign anything and do not agree to anything.  Here’s four reasons why. First, in the aftermath of a storm, there are unfortunately people who will prey on people in need.  While we are all anxious to have our homes repaired, it is very important that all work is done by a licensed, insured and reputable contractor.  People that go door-to-door...

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Deferred Action for Child Arrival (DACA) – What Happens Now?

DACA Immigration Attorney

The Trump administration on Tuesday formally announced the end of the Deferred Action for Child Arrival, or DACA — a program that had protected nearly 800,000 young undocumented immigrants also known as “DREAMers,” brought to the United States as children from being deported. The Department of Homeland Security will stop processing any new applications for the program as of Tuesday, September 05, 2017 and rescinded the Obama administration policy. Here’s What you Need to Know About the Program: DACA allowed individuals who were brought to the United States as children or teens before mid-2007 to apply for protection from deportation...

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When Do You Have To Report Property Damage To Your Insurance Company?

When to report property damage to insurance company

Reporting your property damage claim as soon as possible is the best course of action.  Almost all homeowners insurance policies require you to “give prompt notice” to the insurance carrier after a loss. This requirement is often contained within the “Your Duties After Loss” provision which is usually located under the “Section 1 – Conditions” portion of the policy. Prompt notice allows the insurance carrier an opportunity to investigate the loss and determine the cause of the damage (i.e., Hurricane winds) and the amount that it would cost to repair the damage. Almost all insurance policies contain a requirement that...

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Hurricane Irma Quick Tip: If You Had Water Damage In Your Home

Hurricane Irma Insurance Attorney Tip - Water Damage in Home

Hurricane Irma Quick Tip: When your insurance company asks you what happened in your house or commercial property, don’t use the word “flood” to describe how the damage occurred.  Why?  Most homeowner and commercial property insurance policies exclude coverage for damage caused by flooding.  While the policies coverage damage caused by water, they often do not cover damage caused by flood water. So, for example, if a pipe breaks in your house causing water to cover the floor and damage your property, it is not a flood, and you should not call it one.  How you describe the cause of...

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