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Hurricane Irma Quick Tip: Beware of Contractors Knocking at Your Door

Hurricane Irma Quick Tip From Insurance Lawyers - Beware of Contractors Knocking On Doors

In the aftermath of Hurricane Irma, you may get a knock at your door and find someone claiming to be a contractor offering to fix your home.  Our advice; end the conversion, and shut the door.  Most importantly, do not sign anything and do not agree to anything.  Here’s four reasons why. First, in the aftermath of a storm, there are unfortunately people who will prey on people in need.  While we are all anxious to have our homes repaired, it is very important that all work is done by a licensed, insured and reputable contractor.  People that go door-to-door offering to fix your house often do not fit this description.  Some of them may be unlicensed and/or uninsured.  Others may be from out-of-state, and if something goes wrong down the road, they will be nowhere to be found. Second, you have an obligation under your insurance policy to allow...

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Deferred Action for Child Arrival (DACA) – What Happens Now?

DACA Immigration Attorney

The Trump administration on Tuesday formally announced the end of the Deferred Action for Child Arrival, or DACA — a program that had protected nearly 800,000 young undocumented immigrants also known as “DREAMers,” brought to the United States as children from being deported. The Department of Homeland Security will stop processing any new applications for the program as of Tuesday, September 05, 2017 and rescinded the Obama administration policy. Here’s What you Need to Know About the Program: DACA allowed individuals who were brought to the United States as children or teens before mid-2007 to apply for protection from deportation and work permits if they met certain requirements. Beneficiaries had to be under the age of 16 upon entering the country; no older than 31 as of June 15, 2012; lived continuously in the U.S. since mid-2007; be enrolled in high school or college, already have a diploma or degree,...

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When Do You Have To Report Property Damage To Your Insurance Company?

When to report property damage to insurance company

Reporting your property damage claim as soon as possible is the best course of action.  Almost all homeowners insurance policies require you to “give prompt notice” to the insurance carrier after a loss. This requirement is often contained within the “Your Duties After Loss” provision which is usually located under the “Section 1 – Conditions” portion of the policy. Prompt notice allows the insurance carrier an opportunity to investigate the loss and determine the cause of the damage (i.e., Hurricane winds) and the amount that it would cost to repair the damage. Almost all insurance policies contain a requirement that you comply with all the terms and provisions of the policy (i.e., giving prompt notice of the loss) in order to get insurance coverage. If you do not give the insurance carrier “prompt notice” of the loss your claim could be denied because you failed to comply with the policy....

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Hurricane Irma Quick Tip: If You Had Water Damage In Your Home

Hurricane Irma Insurance Attorney Tip - Water Damage in Home

Hurricane Irma Quick Tip: When your insurance company asks you what happened in your house or commercial property, don’t use the word “flood” to describe how the damage occurred.  Why?  Most homeowner and commercial property insurance policies exclude coverage for damage caused by flooding.  While the policies coverage damage caused by water, they often do not cover damage caused by flood water. So, for example, if a pipe breaks in your house causing water to cover the floor and damage your property, it is not a flood, and you should not call it one.  How you describe the cause of your damages could have a big impact on whether your insurance company covers or tries to deny your claim.  You should just describe the damage, and allow the insurance company to inspect and reach their own conclusions.  To learn more about Wites & Kapetan’s Insurance Claims Team please visit our Insurance...

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Cryptsy Collection Efforts Continue with Court Victories

Bitcoin Class Acton

Victims of the Cryptsy fraud received good news this week in rulings from the two federal court cases. First, District Court Judge Kenneth Marra of The United States District Court for the Southern District of Florida granted final approval to the class action settlement reached with Vernon’s ex-wife and a minority Cryptsy shareholder. The Court praised the settlement and the attorneys involved including Class Counsel, Marc A. Wites of Wites and Kapetan (www.wklawyers.com), and David C. Silver, of Silver Law Group (www.silverlaw.com), noting that Cryptsy’s founder and majority shareholder, Paul Vernon, shut down Cryptsy, fled the country for China, and has refused to respond to or otherwise participate in the lawsuit. In connection with granting final approval to the settlement, Judge Marra also authorized the Court-Appointed Receiver, James D. Sallah, to proceed with the sale of real estate, the proceeds from which will be used to help fund the settlement .Plaintiffs...

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Deadline for Claims in Cryptsy Class Action Settlement is May 17, 2017

BitCoin Cryptsy Theft

If you are a CRYPTSY account holder and are unable to access your CRYPTOCURRENCY, you could get money from two different class action settlements On August 25, 2016, the Honorable Kenneth A. Marra of the United States District Court for the Southern District of Florida entered an order certifying a class of Cryptsy account holders who are unable to access their cryptocurrency in a class action lawsuit. The class action lawsuit claims that Defendant Project Investors, Inc. d/b/a Cryptsy (“Cryptsy”) and Paul Vernon stole and converted for their own use the cryptocurrencies of the Cryptsy account holders. On April 24, 2016, the Court also appointed James D. Sallah, not individually but solely in his capacity as the Court-appointed Receiver, to act as the Receiver in this matter. The Receiver took control of Cryptsy, and worked with the lawyers for the plaintiffs in this class action to recover monies and assets...

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