When lenders obtain judgments against their customers that fail to pay credit card debt, explains attorney Alex Kapetan of Wites & Kapetan, they will often sell these judgments to debt buying companies in large volume at a discounted rate. In … Continue reading →
THERE ARE GOVERNMENT PROGRAMS THAT CAN HELP Given the current condition of the real estate market, many home owners find themselves with a lot of debt, and some very tough choices. For those who are struggling to keep up with … Continue reading →
Posted in Consumer Debt and Bankruptcy
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Tagged consumer debt, Fannie Mae, foreclosure, Freddie Mac, HAMP, HARP, Home Affordable Modification Program, Home Affordable Refinance Program, loan modification, Marc A Wites, refinance, Wites & Kapetan
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Credit card debt can easily and insidiously become overwhelming, especially in today’s difficult economy. Lately, many well-intentioned consumers have seen their debts spiral out of control due to layoffs and depressed real estate values, as well as factors not related … Continue reading →
The Unfortunate Reality. Many Americans are facing the sad reality of not being able to pay their bills. The country’s depressed economy has left many without jobs, or with far less income than during the boom times. Calls from debt … Continue reading →
It’s 8 p.m. and you arrive at home after a 12-hour day at work. You’re exhausted, but feel thankful that you found a job that is putting food on the table. On your way in, you grab the mail and … Continue reading →
A CONSUMER’S RIGHT, A CREDITOR’S OBLIGATION; Are you leaving money on the table? Many consumers are aware that they have the right to dispute a charge or an incorrect credit card bill, but few consumers take advantage of these rights … Continue reading →
In today’s difficult economic times, many good, hard working people find themselves unable to pay all of their bills, and still provide for basic necessities, such as food, shelter and medical care. This often results from unemployment, or the inability … Continue reading →