Cash Advances on Pension Plans: How to Spot an Illegal Loan Offer and How to Get Help if You Are Already a Victim
Have you recently encountered financial struggles and searched the Internet for “fast cash” options? If you are a retired public...Read More
AC Creamery & McConnell’s Fine Ice Cream have issued a national recall on their ice cream products due to concerns...Read More
BLUE BELL ICE CREAM LISTERIA RECALL EXPANDED
BLUE BELL ICE CREAM LISTERIA RECALL EXPANDED Blue Bell Creameries announced that it is “expanding its recall of products that were produced in the Broken Arrow, Okla., plant to include Banana Pudding Ice Cream pints which tested positive for Listeria monocytogenes, and additional products manufactured on the same line.” The expanded recall resulted, at least in part, from the FDA’s April 7, 2015, notification to Blue Bell that Banana Pudding Ice Cream pint, produced in the Broken Arrow, Okla., plant on February 12, 2015, tested positive for Listeria monocytogenes. Lists of the recalled ice creams are available on the FDA’s and Blue Bell’s websites, and include the following products produced in Oklahoma and identified by the code date on the bottom of the carton: Ice Cream Pints: UPC # 071899-05101 5 Code Date Ice Cream Banana Pudding pint 021217S Ice Cream Butter Crunch pint ...Read More
How to Reduce Credit Card Debt without Ruining Your Credit
Lowering your credit card debt isn’t always synonymous with a negative credit score. There are ways to reduce credit card debt that don’t always adversely affect you, your credit score, or your financial future. Here are a few suggestions. Pay off your credit debt. Paying off your debt in full is obviously the easiest way to reduce your credit card debt without hurting your credit rating. Depending on your financial situation, this may be the most realistic way to get rid of debt while maintaining a good credit score. Some quick tips to paying down your debt—especially if you’re starting to feel overwhelmed—include: Stop using your credit cards while you’re paying them off. Negotiating your interest rate and monthly payment amounts down to a more reasonable amount. It never hurts to ask! Transferring smaller debts or higher interest credit cards to a single card so that you can make one...Read More
What Are Some Alternatives To Filing For Bankruptcy?
Four Solid Solutions to Avoid Filing for Bankruptcy If you’re drowning in credit card debt, it can feel like there’s no alternative other than to file for bankruptcy. And while the prospect of bankruptcy scares most people, it often feels better than the endless struggle with credit card debt. But is the baggage that comes with filing for bankruptcy—relinquishing your assets and taking a massive hit on your credit score—really worth it? Before you make any decisions about what to do regarding your credit debt, make sure that you’ve carefully explored all of your options. Below are some tried and true alternatives to filing for bankruptcy. 1. Sell what you can to pay down your bills. Bankruptcy can be avoided if you have the means to pay your bills—even partially. Take an honest look at what you own, and determine what (if anything) you can realistically afford to part with....Read More
L’Assurance auto et moto en Floride : quelle couverture en cas d’accident ?
Ce que couvre l’assurance obligatoire (minimum légal) et quelles polices complémentaires il est conseillé de contracter en Floride pour être complètement indemnisé en cas d’accident de la circulation. -Par Marc A. Wites Avocat au Barreau de Floride et Aline Martin-O’Brien Avocat au Barreau de Paris, Foreing Legal consultant inscrite au Barreau de Floride du Cabinet Wites & Kapetan – (avertissement : cet article est publié dans le but de faciliter la compréhension générale du droit en Floride : pour des renseignements plus spécifiques et/ou complets il est nécessaire d’avoir recours à une consultation individuelle) La Floride est un état très particulier pour l’assurance automobile. En effet, le « Sunshine State » est l’un des rares Etats en Amérique doté d’un système basé sur le système d’une « responsabilité sans faute » pour l’assurance voiture, à l’instar du système français. Ce système de responsabilité sans faute permet l’indemnisation des victimes indépendamment de la...Read More
Wites & Kapetan Recovers $100,000 for Florida Senior Citizen from her Homeowner’s Insurance Company
In August 2014, a pipe burst in Lydia’s Port Charlotte, Florida home, causing 14,000 gallons of water to spread throughout the entire house. The damage was devastating. Everything was drenched with water, including the home’s walls, insulation, carpet, cabinets, and furniture, along with much of Lydia’s personal property. Lydia, a senior citizen, had dutifully paid her homeowner’s insurance premiums for years. She promptly contacted her insurance company and gave notice of the claim. The insurance company inspected the damage, and offered just $13,797.43. This was just a small fraction of the amount Lydia needed to fix her home and replace her damaged property. Lydia and her family tried to resolve the issue without involving lawyers, but the insurance company refused to pay any more money on the claim. Lydia hired Wites & Kapetan on November 26, 2014, and we immediately filed a lawsuit on her behalf against the insurance company. ...Read More
Florida Man Sues Banks Alleging They Are Violating The Telephone Consumer Protection Act By Calling His Cell Phone
Fred Horenburger says that he does not have any accounts of any kind with Bank of America or Synchrony Bank. Yet, both Banks have repeatedly called his cell phone, even though he told them to stop long ago. Unable to stop the calls, Mr. Horenburger turned to The Telephone Consumer Protection Act, and filed lawsuits against the banks in The United States District Court for the Southern District of Florida. (The cases have been assigned numbers 9:15cv80034 and 9:2014cv81600). He is seeking at least $500 for each call he alleges violated the Act, which is commonly called the TCPA. The TCPA, makes it unlawful to use an automatic telephone dialing system, or a pre-recorded or artificial voice, when calling someone’s cell phone. Attorney Marc A. Wites of Wites & Kapetan explains that unless the recipient of the call provides consent, such a call is unlawful, no matter what the purpose...Read More