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Why Do You Need A Lawyer To Handle An Insurance Claim?

Why Do You Need A Lawyer To Handle An Insurance Claim?

Gone are the days when you could fill out the forms for your insurance claim and simply wait for your losses to be reimbursed fairly and quickly. As far as property insurance goes, you pay a premium to protect your property and reasonably expect any claim to be reimbursed in full. You may be disappointed to find out that the insurance companies look to minimize their losses and pay you the lowest figure that they can. This is why you need to hire your own insurance claims lawyer to represent you.

HOW WILL MY CLAIM BE ASSESSED?

South Florida Insurance Claims attorney working with coupleInsurance companies use insurance adjusters, and sometimes insurance company lawyers, to determine the amount of your claim. The claims adjuster will visit your property and conduct detailed inspections. You would be well advised to have your own adjuster and/or lawyer at this stage of the process to protect your interests. The insurance company will ask questions of you and other parties that have knowledge of what caused the claim and the resulting damage. Photographs will also be taken and reports completed. If you say the wrong thing, give inaccurate figures or out of date information, the insurance company will use this against you to lower the amount of your claim.

WHAT SORT OF PROPERTY DAMAGE CLAIMS CAN MY INSURANCE CLAIMS LAWYER HELP WITH?

An insurance claims lawyer can help with any scenario that causes damage to your property and is covered by your insurance policy. A few examples are:
• Water damage
• Fire
• Theft or vandalism
• Damage from storms, such as hurricanes, tornadoes, floods, and high winds

BUT MY INSURANCE COMPANY HAS REJECTED MY CLAIM

If your insurance company denies your claim, or does not pay the full value of your claim, you do not have to accept this result Insurance companies very often wrongfully deny and undervalue claims. An insurance claims lawyer will represent you, and can file a lawsuit to obtain the benefits you deserve under your insurance policy.

WHEN SHOULD I CONTACT AN INSURANCE CLAIMS LAWYER?

You should hire an insurance claims lawyer for your case as soon as possible. Your lawyer will present your claim in the light most favorable to you, so that the insurance company and their claims adjusters are given the correct and proper information to adjust your claim and to maximize the value of your claim so that you are fully reimbursed for your losses. By saying or doing the wrong thing you could unknowingly jeopardize your claim and lose benefits to which you are entitled and which you paid for under your policy.

Your lawyer will act solely on your behalf, with your best interests in mind, and will do everything possible to maximize your claim. The initial consultation with the lawyer is free, and the insurance company typically pays the attorney’s fees for your lawyer.

Wites & Kapetan has a legal team that specializes in insurance claims and has taken cases as far as the Florida Supreme Court where we won, and forced the insurance company to pay the full amount of its $2 million dollar insurance policy. If you are going to fight your insurance company to get what you are owed make sure you bring a team of lawyers who will show that you mean business!

Call Wites & Kapetan Today at 954-570-8989