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Property Insurance Claims Lawyers

House fire Insurance claims attorney south florida

If your home has been damaged by water, wind, fire, pipe bursts, storm, or another unfortunate circumstance, contact an insurance claims attorney immediately.

Your insurance company is not your friend. Hire an insurance claims lawyer that will work to obtain full value for your claim, rather than rely on an insurance company that will try to minimize or deny it.

Call 954-570-8989 for free advice from an Insurance Claims Lawyer.

Your home is likely one of your biggest assets, and you thought you protected it by paying the annual premium for your Homeowner’s Insurance year after year. Unfortunately, if you find yourself in the unfortunate circumstances of having to file a homeowner’s claim‚ you may learn that the insurance company that you thought you could depend on is actually trying its best to deny your claim, or pay you as little as possible.  You deserve better. 

Insurance companies have an army of insurance adjusters, experts and lawyers, all of whom work toward the singular goal of maximizing the insurance company’s profits by minimizing the amounts the company pays out in claims. If you feel that your insurance company is not doing the right thing for you, call Wites & Kapetan for a free consultation. We have been fighting insurance companies since 2001, and can help you and your family obtain the coverage you paid for and deserve.

Wites & Kapetan handles Homeowner’s Insurance Claims, such as:

  • insurance claims lawyerLosses from tropical storms, hurricanes, wind storms, floods and lightening strikes
  • Fire losses
  • Water damage
  • Wind damage
  • Fallen trees
  • Burst pipes
  • Burglary, theft or vandalism losses
  • Insurance coverage disputes as to repair estimates or replacement costs

Don’t assume that just because an insurance company denies your claim, and explains that it has the right to do so based on the language on the insurance policy, that the insurance company is right. Very often, the insurance company is wrong. Although the insurance company will read the policy language in the way most favorable to them, the law actually requires that the policy be read and interpreted in the way most favorable to you, the insured. Wites & Kapetan has experience fighting insurance coverage claims. In fact, we have fought many that lasted for several years, including one case that went all the way to the Florida Supreme Court, where we won the case and forced the insurance company to pay the full amount of its $2 million dollar insurance policy.

While you must timely notify your insurance company of a claim, don’t talk to the insurance company beyond giving that notice. What you tell them – whether on the phone, or in a letter or email – may be used against you. You may innocently say the wrong thing or provide incomplete or ambiguous information, which will give the insurance company grounds to wrongfully deny your claim. So, immediately after you place the insurance company on notice, call Wites & Kapetan. Or, better yet, call us first, and we will put them on notice for you.

If your insurance company fails to promptly respond to your claim, if it fully or partially denies your claim, without proper cause, if it delays payment on your claim, or makes an unreasonably low settlement offer, if it acts in bad faith, we can fight back on your behalf to seek the best solution. Call a Homeowner’s Insurance lawyer at Wites & Kapetan for a free consultation.

Additional Information:

WILL MY INSURANCE COMPANY ALWAYS ACT IN MY BEST INTERESTS?

WHAT DOES AN INSURANCE CLAIMS ADJUSTER DO?

WHY DO YOU NEED A LAWYER TO HANDLE AN INSURANCE CLAIM ADJUSTMENT?

WHAT DO I DO IF MY INSURANCE CLAIMS ADJUSTMENT IS TOO LOW?